html, body, ul, ol, li {  /* set everything to zero for a good cross-browser starting point */
margin: 0; /* zeroes the margins on the body */
padding: 0; /* zeroes the padding on the body ~ Opera carries a default padding and requires this zeroing */
border: 0; /* zeroes off any existing border */	  
}

body {
/*background-image: url(../images2/body_bg.jpg); */
background-repeat: repeat-x; /*repeat the backgrounsimage on the x-axis, from left to right*/
color: #383412;  /* set the default text color */
text-align: center;  /* Hack to centre the wrapper in IE5.x pc */
font-family: Verdana, Arial, Helvetica, sans-serif;  /* set the default fonts */
font-size: 100.01%;  /* Sets default font size. This odd value compensates for several browser bugs. First, setting a default font size in percent (instead of em) eliminates an IE/Win problem with growing or shrinking fonts out of proportion if they are later set in ems in other elements. Additionally, some versions of Opera will draw a default font-size of 100% too small compared to other browsers. Safari, on the other hand, has a problem with a font-size of 101%. Current "best" suggestion is to use the 100.01% value for this property */
min-width: 770px;  /* Prevents the body becoming narrower than our wrapper div - keeps the content from disappearing off the left edge with Gecko browsers */
}

#wrapper {
	width: 620px;  /* sets the width of the wrapper, and therefore our design with adjustments for IE5.x's broken box model hence the two extra pixels on the width */
	w\idth: 620px;  /* centers the wrapper for compliant browsers. First value - 5px is applied to the top and bottom margins, auto sets the excess space on the view port evenly to the left and right*/
	position: relative;  /* important to position it relatively */
	background-image: url(../images/delail_bar.gif);  /* sets the path to the wrappers bg image*/
	background-repeat: repeat-y;  /* prevents the image from tiling in our page, we do not want this image to repeat */
	background-color: #fff;  /* sets the wrapper's background color */
	border: 1px solid #EACE91;  /* Realigns the text to the left after the IE hack in the body rule */
	text-align: right;
	margin-right: auto;
	margin-bottom: 5px;
	margin-left: auto;
	margin-top: 20px;
	background-position: center;
}


/*begin laying out the banner*/
#banner {
	background-image: url(../images/banner_bg.jpg);  /* sets the background image for the banner div*/
	background-repeat: no-repeat; /* prevents the bg image from repeating */
	margin-top: 5px;/* set a height for the banner to allow all the bg image to be seen, no text resizing in this element to worry about */
	position: relative;
	height: 110px;
	padding: 0px;
/* **PLEASE READ** ~ This position property and its relative value is not needed for your page to be rendered corectly in the browser - However, 
without it Dreamweaver allows the position of the leftcol div to ride up over the banner in design view. If that does not bother you you can safely 
delete this property and value pair. Alternatively you could implement a design time style sheet to position the div correctly for working in design view */
}


/*begins laying out the main content area*/

#content {
	float: right; /* prevents IE float drop */
	width: 400px;
	padding: 5px;
	margin: 0px;
}

#content h1 {
font-size: 125%;  /*increases the font size*/
color: #625757;  /*sets the colour of the h1 text*/
font-family: Arial, Verdana, Helvetica, sans-serif;  /*changes the default font*/
padding: 0 0 0 3px;  /*sets a margin of 3px to the left to move the h1 in from the background colour's edge*/
margin: 0;  /*zeroes off the default margins*/
background-color: #F4F4F4;  /*sets the background colour*/
}

#content h2 {
font-size: 115%;  /*increases the font size*/
color: #625757;  /*sets the colour of the h1 text*/
font-family: Arial, Verdana, Helvetica, sans-serif;
padding: 0 0 0 3px;  /*adds a 3px left padding*/
margin: 20px 0 0 0;  /*sets a margin of 20px to the top of the h2, and zeroes other default margins*/
background-color: #F4F4F4;  /*sets the background colour*/
}

#content p {
font-size: 80%;  /*reduces the default font size*/
margin: 12px 0 0 0;  /*sets a margin of 12px to the top of the p, and zeroes other default margins*/
}

/*generic float rules for our images in the content area*/

#content .left{
	float: left;  /*float the image to the left*/
	border: 1px solid #000;  /*add a black border 1 pixel wide to all 4 sides*/
	margin: 5px 12px 1px 0;  /*set the margins to give some "air" around the text*/
	font-size: 80%;
}


#content .right {
float: right;  /*float the image to the right*/
border: 1px solid #000;  /*add a black border 1 pixel wide to all 4 sides*/
margin: 5px 0 1px 10px;  /*set the margins to give some "air" around the text*/
}

#content .bold{
	font-weight: bold;
}

/*create the second column to hold the navigation*/
#leftcol {
	display: inline; /* fix for IE doubled margin */
	float: left;/*float to the left to create our column*/
	width: 195px;
	font-family: Arial, Helvetica, sans-serif;
	font-size: 90%;
	font-weight: normal;
	color: #003399;
	padding: 5px;
	margin-top: 40px;
	margin-right: 0px;
	margin-bottom: 0px;
	margin-left: 0px;
	background-repeat: repeat;
}

#leftcol .bold{
	font-weight: bold;
}


/* The leftcol div is outside the flow of the document and won't respect the footer;
#leftcol would, if its content were great enough, poke through the bottom of the layout.
The clear left ensures the footer is always kept further down than leftcol div, and our design
remains intact. The content div is within the flow of the document and thus will always
push the footer div down as its content dictates */

#footer {  /* Begin laying out and styling the footer div */
	background-color: #fff;  /*Sets the footers width*/
	border-top: 1px solid #000;  /*sets the top border to define the beginning of the footer*/
	font-size: 60%;  /* sets the footer text size */
	text-align: center;  /* aligns the text to the right*/
	margin-top: 20px;  /* Adds a margin to the top of the footer*/
	clear: left;  /*clears any floats to the left - our leftcol div in this instance*/
	float: none;
}

#footer p {
padding: 4px 4px 4px 10px;  /* sets the padding values*/
margin: 0;  /*zeroes off the margins */
}

#footer ul{
background-color: #003399;/*sets the background colour for the validation links*/
margin: 0;/*zeroes off the margin defaults*/
padding: 4px;/*set a padding around the links*/
}

#footer li{
display: inline;/*sets the list to display inline*/
}

#footer a {  /* Styles the links within the footer */
color: #fff;  /*sets the text to white*/
text-decoration: underline;  /*keeps the underline*/
}

#footer a:hover,
#footer a:focus {
text-decoration: none;  /*removes the underline*/
}

/*begin laying out the subcontent - this is the area below the main content that contains the two columns, the subcontent div is a container for the left and right divs*/
#subcontent {
margin: 25px 0 0 0;  /*adds a 25px margin to the top of the div*/
}

/*The selector below defines the left column in the lower content area*/
#subcontent #left {
float: left;  /*we float it to the left*/
width: 270px;  /*give it a width*/
margin-bottom: 20px;  /*provides clearance below the div*/
background-image: url(efc.gif);  /*supplies the path to the image*/
background-repeat: no-repeat;  /*prevent the image from repeating*/
background-position: 50% 50px;  /*position the image in the center of the div and 50px from the top*/
background-color: #F4F4F4;  /*give the div a background colour*/
}

/*The selector below defines the right column in the lower content area*/
#subcontent #right {
float: right;  /*we float it to the right*/
width: 270px;  /*give it a width*/
margin-bottom: 20px;  /*provides clearance below the div*/
background-image: url(lfc.gif);  /*supplies the path to the image*/
background-repeat: no-repeat;  /*prevent the image from repeating*/
background-position: 50% 50px;  /*position the image in the center of the div and 50px from the top*/
background-color: #F4F4F4;  /*give the div a background colour*/
}

/*provides the titles for the columns in the lower content area*/
#subcontent h2 {
font-size: 115%;  /*increase the default font size*/
color: #625757;  /*set a colour for the font*/
font-family: Arial, Verdana, Helvetica, sans-serif;  /*change the default font face*/
margin: 0;  /*zero off the default margins*/
background-color: transparent;  /*declare transparent as the background to prevent inheritance*/
text-align: center;  /*align the heading to the center of the div*/
}

#subcontent p {
margin: 10px;  /*set a 10px all around margin on the p element within the columns*/
}